See the World Clearly with Vision Insurance

How Does Vision Insurance Work?

Vision insurance typically covers a portion of the costs for eye care services and products. You pay a monthly premium to keep your coverage active. When you visit an eye doctor, your plan usually covers part of the cost of the exam. You may also have an allowance or discount for glasses or contact lenses. Some plans even offer coverage for elective procedures like LASIK. You may need to pay a small fee, called a co-pay, for services like eye exams, and there could be a limit on how often you can get new glasses or lenses.

Benefits of Vision Insurance

Vision insurance provides several key benefits that make eye care more affordable. It covers regular eye exams, which are important for checking your vision and overall eye health. It also helps pay for glasses or contact lenses, so you can see clearly and comfortably. With vision insurance, you can save money on eyewear and detect eye problems early, before they become serious.

Our Vision Insurance Plans

We offer a range of vision insurance plans to suit different needs:

• Basic Vision Plan: This plan covers annual eye exams and provides discounts on glasses and lenses. It’s a good choice if you only need routine eye care and don’t have complex vision needs.
• Enhanced Vision Plan: This plan includes a higher allowance for frames and contact lenses, plus coverage for specialty lenses like progressives or blue light filtering lenses. It’s ideal for those who want more options and flexibility in their eyewear choices.
• Comprehensive Vision Plan: This plan covers eye exams, glasses, contact lenses, and offers discounts on elective procedures like LASIK. It’s perfect if you need complete coverage and want to take advantage of additional savings on vision correction options.

Who Should Consider Vision Insurance?

Vision insurance is a smart choice for anyone who wants to take care of their eyes. If you wear glasses or contact lenses, it can help reduce the cost of replacing them each year. Families with children can benefit from regular eye exams to ensure their kids’ vision is developing properly. It’s also useful for adults and seniors who want to monitor their eye health, especially if they have conditions like diabetes that can affect vision.

Choosing the Right Vision Insurance Plan

When choosing a vision insurance plan, consider your specific needs and how often you use eye care services. If you wear glasses or contacts regularly, look for a plan with a good allowance for frames and lenses. If you only need eye exams, a basic plan might be enough. Make sure your preferred optometrist is in the plan’s network to avoid extra costs. If you’re considering vision correction surgery, choose a plan that offers discounts on procedures like LASIK.

Using Your Vision Insurance

To make the most of your vision insurance, schedule regular eye exams and take advantage of your plan’s benefits. Use your allowances for glasses or contact lenses each year, even if your prescription hasn’t changed, to keep your eyewear up to date. Check your plan details to know what is covered and how often you can get new lenses or frames. This will help you maximize your benefits and keep your eyes healthy.