Terms & Conditions

Terms and Conditions – Amicable Insurance Agency

Welcome to the Amicable Insurance Agency website. By accessing and using our website, you agree to comply with and be bound by the following terms and conditions. Please read these terms carefully before using our site. If you do not agree to these terms, you should not use this website.

1. Use of Website: 1.1. The content on this website is for general informational purposes only and does not constitute professional advice.
   1.2. You may use our website only for lawful purposes and in accordance with these terms.
   1.3. You are prohibited from using the site to engage in any activity that could damage, disable, overburden, or impair our servers or networks.
2. Intellectual Property: 2.1. All content, design, text, graphics, and images on this website are the property of Amicable Insurance Agency or its licensors and are protected by copyright, trademark, and other intellectual property laws.
   2.2. You may not copy, reproduce, distribute, or create derivative works from any content on this website without prior written consent from Amicable Insurance Agency.
3. Products and Services: 3.1. The products and services described on this website are offered only in jurisdictions where they may be legally offered.
   3.2. The information provided on this site is not an offer to sell or solicit an offer to buy any insurance product or service. All products and services are subject to the terms and conditions of the applicable agreement.
4. Privacy Policy: 4.1. Your use of this website is also governed by our Privacy Policy, which is incorporated into these terms by reference.
   4.2. Please review our Privacy Policy to understand our practices regarding your personal information.
5. User Submissions: 5.1. Any comments, suggestions, or other information submitted by you to Amicable Insurance Agency through this website will be treated as non-confidential and non-proprietary.
   5.2. By submitting any information to us, you grant Amicable Insurance Agency a non-exclusive, royalty-free license to use, reproduce, modify, publish, and distribute the information for any purpose.
6. Limitation of Liability: 6.1. Amicable Insurance Agency shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use or inability to use this website or any information provided on this site.
   6.2. This limitation applies to damages arising from any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft, destruction, or unauthorized access.
7. Disclaimer of Warranties: 7.1. The information and materials on this website are provided “as is” and without warranties of any kind, either express or implied.
   7.2. Amicable Insurance Agency disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
8. Changes to Terms and Conditions: 8.1. Amicable Insurance Agency reserves the right to modify these terms and conditions at any time without prior notice.
   8.2. Your continued use of the website after any changes to these terms and conditions will constitute your acceptance of such changes.
9. Governing Law: 9.1. These terms and conditions are governed by and construed in accordance with the laws of the state of Florida, without regard to its conflict of law principles.
   9.2. Any legal action or proceeding related to your use of this site shall be brought exclusively in a federal or state court of competent jurisdiction in Florida.
10. Contact Information: If you have any questions about these Terms and Conditions, please contact us:

Amicable Insurance Agency
Phone: (954) 465 3445
Email: info@amicable-insurance.com
Website: amicable-insurance.com